Black Creek Park, Middleburg

Market snapshot

Forty-five closings were recorded at a median of $385,000 and about $223 a square foot, with homes averaging 45 days on market and 3.7 months of supply. Median price was up roughly 12% year over year — an unusual reading in a county where most communities corrected. Volume is high enough that this is a signal rather than noise, but a rising median can also mean larger or newer homes made up more of the sales mix.

Market figures above are aggregated community sales data taken from the public community-data index published at the website movewithmomentum.com (an unaffiliated third party), dataset generated 2026-07-13, reflecting sales as of 2026-07-09. Figures are area aggregates, not an appraisal or a valuation of any individual home, and they change as new sales record. HOA dues, CDD fees and property taxes are NOT shown here: the only figures available for them are modelled estimates rather than recorded amounts. Ask Tim Sherman for the current recorded numbers before you rely on them.

Where it is

Open Black Creek Park in Google Maps

What to check before you buy here

Check the water and sewer arrangement, the septic service history if there is one, and the flood determination. Black Creek is genuinely beautiful and it genuinely floods in places; the elevation certificate, not the street name, tells you which side of that line a house sits on. Get an insurance quote before your inspection period ends. Ask specifically whether the carrier is Citizens Property Insurance or a private-market policy, and get a wind mitigation inspection done regardless of the flood answer — a newer roof and documented opening protection can offset some of what a creek-adjacent flood zone adds to the premium, and an older home here will likely need a four-point inspection before any carrier will bind.

What "Black Creek" actually means for your insurance

This community is named for its proximity to Black Creek, and that is not just a marketing detail — it is the first thing I check on every Black Creek Park listing. I do not assert a flood zone letter for any specific parcel here, because it changes street by street and sometimes lot by lot along a creek corridor. What I do instead: pull the FEMA flood map for the exact parcel at msc.fema.gov, and ask the seller for an elevation certificate if the county has one on file at ccpao.com. The gap between an X zone and an AE zone on two otherwise identical homes can run into thousands of dollars a year in premium, and that gap is invisible until you actually pull the documents. Buyers who skip this step and price off the listing photos alone are the ones who get an insurance-binder surprise a week before closing.

Commute and schools

Black Creek Park sits in the Middleburg High School Zone, which the district maps to Middleburg, Two Creeks and the Black Creek rural corridor specifically — this community is literally the corridor the zone is named for, so confirm the current elementary and middle assignment with Clay County Schools rather than assume. For commuters, Camp Blanding Joint Training Center on the Clay–Bradford line is roughly 10 to 25 minutes away via SR-16 and SR-21, which brings a steady share of Guard and Reserve families through this part of the market. It is a longer haul to NAS Jacksonville than Orange Park, and I say that plainly to anyone weighing the drive against the lot size.

Why Black Creek Park bucked the county trend

Forty-five closings at a median up 12% year over year is genuinely unusual against a Clay County backdrop where most of the communities on this site corrected downward. With that much volume, I do not dismiss it as noise, but I also do not read it as proof that every Black Creek Park lot is appreciating at that rate. Larger lots and creek-adjacent land carry a premium that pulls the median up when more of them trade in a given period, and this dataset does not separate the two. If you're pricing a sale here, ask me to break the recent closings out by lot size and creek proximity before you lean on the county-wide median.

Is Black Creek Park right for you?

A quick, honest read on who this community suits — and who should look elsewhere.

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